What is a Preliminary Title Report

The information below is to help you understand the contents of the preliminary report you will receive from First American.

Schedule A

This is the information submitted to our title department by the escrow officer. It contains the basic information given to us by the Buyer or real estate professional, such as the legal description of the real property, sale price, loan amount, lender, name, and marital status of Buyer and Seller.

Schedule B

The schedule B “exceptions” are items which are tied to the subject property, and the Buyer’s rights in the title will be subject to these exceptions. These may include  covenants, Conditions, and Restrictions (CC&Rs); easements; Homeowners Association by-laws; leases; and other items which will remain of record and transfer with the property. The Buyer is asked to sign a receipt for the schedule B documents which states the Buyer has read and accepts the contents.


These are items that First American needs to delete and/or record prior to insuring title to the real property. Items that need to be addressed include:

  • Current property-tax status
  • Any assessments that are owed, such as those for a Homeowners Association
  • Any encumbrances (or liens) on the real property Sometimes items show up against a parcel of real property because another person has a name similar to an involved party. This is one reason we ask for an Identity Statement, to determine if items are inaccurate and can be deleted.